It felt like things went from bad to worse. How could banks do this to businesses? This was not a personal credit card used for consumerism, this was one of our 2 life lines that would help up get through this economic downturn. This would not only affect us but also our vendors.
I was furious that such greed still prevailed and that this bank which had been bailed out with our tax dollars was making it more difficult for our business and the economic recovery.
I stewed about it, complained to whomever I talked to, lost sleep, email, and felt helpless.
Intellectually I knew we would survive, I know we cannot have the good times without the bad. I know but I could not shake my hatred for the banking industry and the greed which is so much apart of this society.
Today I got into the shower and as the water flowed from the shinny brushed metal shower head I knew how fortunate I was. The shower told it all. I was being cleansed so easily after doing a bike ride. It was so amazingly easy. What if I didn’t have running water, a nice clean bathroom, and clean organic cotton towels. It was so easy. I have it so easy. I am extremely fortunate.
I knew right then that our financial situation is partly our fault, probably entirely our fault. We used credit cards, I got sucked into the rewards game, and as the economy went down we did not tighten up enough.
We will pay off our credit card debt and keep just one personal card for absolute emergencies. We will work hard to not be part of a system which has no understanding or compassion for people when times are tough. My 32 year relationship with credit cards will end.
I got out of the shower. Cancelled 2 of our 5 Visa cards and can feel a burden lift. This will be hard, but I’ve done a lot of difficult things in my 54 years, and I know I can do this too. I thank Capital One for the credit card reality check.
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